It is not common for banks to give away money, at least not in significant amounts, since with certain beneficial interests for customers, it is possible to scratch a few euros that will be like a godsend, but not in large amounts unless your liquidity into account is very broad. We tell you what are the banks that give you 300 euros And for what reason they do it so that you can take advantage of this campaign and see if you can also take that little money, which is always good.
These are the banks that give you 300 euros
The Organization of Consumers and Users (OCU), has analyzed the different options that banks currently offer in the profitability of payroll accounts, and it is that in recent months there has been an arduous battle between banking entities to try attract the largest number of clients with payroll. Especially attractive are the conditions of Caixabank or Santander to domicile the salary, especially if you notice that they give you money for doing so, although it is always convenient to assess all the conditions and all the offers that are on the market, even if the gift is not that amount of money or the same incentives.
One of the most interesting incentives that are usually offered in payroll accounts It is the percentage of return that you will obtain each month for the simple fact of having the payroll or pension direct deposited, with percentages of up to 5% APR, which is the maximum that is offered and that you can only achieve at Openbank, Bankinter and Ibercaja. Also keep in mind that each bank has its own requirements and conditions so that you can enjoy the benefits of your payroll account. These are the details of the banks that give you 300 euros for direct deposit of the salary:
Vamos account of Ibercaja
offers a 5.06% APR for the first 6,000 euros of balance that you have in the account, for which you must meet requirements such as domiciling at least 6 monthly charges (electricity, telephone, etc.), being a new customer, having a salary of at least €1,400 and making at least 6 purchases per semester with the card. If these requirements are met, you can get up to 300 euros a year for free, while from the second year the APR would be 3.02% for 10,000 euros.
Bankinter Payroll Account
With this bank you can also take those hundreds in cash for free, with a 5% APR on up to 5,000 euros balance during the first year, which would give you exactly €243.62 per year, while for the second year the percentage would be reduced to 2%. Your requirements are to direct deposit a salary of at least 800 euros, direct deposit 3 receipts and make at least 3 card purchases each semester.
Openbank Welcome Savings Account
Finally, Openbank also has an important APR of 5.12% for the first 5,000 euros, which after a year would mean a total of 250 euros as a gift. Your requirements are to be a new customer and that the salary to be paid has a minimum amount of 900 euros per month.
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